Last updated: April 17, 2026
Applicable to:
https://pytalkbiz.com
https://marketing.pytalkbiz.com
1. Introduction
Welcome to PYTalkBiz. These Terms & Conditions outline how you may use our website, products, and services. By accessing or purchasing from PYTalkBiz, you agree to these terms.
2. Business Information
Business Name: PYTalkBiz
Owner: Deborah Pretty
Jurisdiction: United States
Contact Emails: pytalkbiz@gmail.com, deborah@smallbusinessautomationhub.com
3. Products & Services
We offer digital products and services, including but not limited to:
- Digital downloads (ebooks, prompts, planners, templates)
- Self-paced online courses
- 1:1 coaching
- Group coaching
- Future membership/community access
All products are intended for personal and business use only, as outlined below.
4. Delivery of Products
Products are delivered through:
- Email (instant access after purchase)
- Online platforms (such as Skool or similar platforms)
You are responsible for providing a valid email address and accessing your purchased materials.
5. Pricing & Payments
All prices are listed in USD.
We may offer discounts, promotions, and coupon codes at our discretion.
Prices may change at any time without notice.
6. Refund Policy
All sales are final and non-refundable due to the instant-access nature of digital products.
By purchasing, you agree that you will not request a refund or chargeback.
7. Coaching Terms
All coaching services are non-refundable.
Rescheduling Policy:
Clients must provide at least 24–48 hours’ notice to reschedule.
Failure to do so may result in the session being forfeited without replacement.
Sessions may be conducted via Zoom or another suitable platform.
8. Membership Terms (Future Offering)
If and when membership is offered:
- Monthly memberships may be canceled at any time
- Cancellation takes effect at the end of the current billing cycle
- Annual memberships are non-refundable
- You are fully responsible for canceling your own membership
- No refunds will be provided for past billing periods
9. Intellectual Property
All content provided by PYTalkBiz is protected by copyright.
You may NOT:
- Resell, redistribute, or share our products
- Copy or reproduce content for resale
- Claim our materials as your own
No resale or transfer of rights is allowed under any circumstances.
10. Results Disclaimer
We provide educational and informational content only.
We do NOT guarantee any results, income, or outcomes.
Your success depends on your own effort, experience, and application.
11. Testimonials Disclaimer
Testimonials reflect individual experiences.
They do not guarantee that you will achieve the same results.
12. Limitation of Liability
PYTalkBiz is not liable for any indirect, incidental, or consequential damages.
Your total claim, if any, is limited to the amount you paid for the product or service.
13. Service Interruptions
We are not responsible for delays or disruptions caused by:
- Technical issues
- Platform outages
- Internet failures
- Third-party service interruptions
14. Third-Party Tools
We may reference or integrate third-party tools such as ChatGPT or Canva.
We are not responsible for their performance, accuracy, or availability.
15. Account Responsibility & Termination
You are responsible for maintaining the security of your account.
We reserve the right to suspend or terminate access if:
- Terms are violated
- Misuse or abuse occurs
16. Privacy
Your use of our services is also governed by our Privacy Policy.
17. Governing Law
These Terms are governed by the laws of the United States.